How to Use HSA or FSA Funds on a PuroAir HEPA Air Purifier

Make the Most of Your Healthcare Dollars

As the end of the year approaches, it’s time to take a look at your healthcare spending account. If you have money left in your Flexible Spending Account (FSA), you could be running out of time to use it before your plan’s deadline.

Here’s something many people don’t realize: PuroAir HEPA Air Purifiers and replacement filters are eligible to be purchased using HSA or FSA funds through Truemed.

That means you may be able to put your existing healthcare dollars toward cleaner indoor air, making the most of the benefits you’ve already earned while addressing air quality concerns in your bedroom, living room, or throughout your home. Before those funds go unused, here is what you need to know about HSA and FSA accounts, the "use it or lose it" rule, and how to shop with Truemed.

What Does “Use It or Lose It” Mean?

Flexible Spending Accounts (FSAs) operate under a "use it or lose it" rule, where pre-tax dollars set aside for healthcare expenses generally must be spent within the plan year. Depending on your employer's specific plan, unused funds may be forfeited unless a limited carryover or grace period applies, making the end of the year a critical time to review your balance.

In contrast, Health Savings Accounts (HSAs) roll over automatically from year to year without annual spending deadlines. For FSA holders, evaluating remaining balances early ensures you can maximize your pre-tax healthcare dollars before they expire.

How Much Money Do Americans Lose in Unused FSA Funds Each Year?

Billions of dollars in FSA funds may go unspent every year. One industry estimate puts annual forfeitures at approximately $4 billion to $5 billion nationwide. This figure should be treated as an estimate rather than a precise, officially verified annual total.

Why does this happen? People may contribute to their accounts throughout the year but underestimate how much they’ll spend on qualifying medical expenses. Others simply forget to check their balances before their deadlines arrive.

Imagine setting aside $1,000 for healthcare expenses and reaching the end of your plan year with $300 left. If your plan doesn’t allow you to carry over that amount or use it during a grace period, you could forfeit the remaining $300. That’s money you’ve already set aside for healthcare.

The good news is that reviewing your account early can help you identify qualifying expenses you may already need. Depending on your eligibility and remaining balance, an eligible PuroAir HEPA Air Purifier may be another option worth exploring.

Don't wait until the last minute. Check your FSA balance, confirm your plan’s deadline, and explore qualifying purchases before your available funds expire.

Can You Use HSA or FSA Funds to Buy an Air Purifier?

Yes, eligible PuroAir Air Purifiers may be purchased using HSA or FSA funds through Truemed, subject to the required eligibility process.

Air purification can be relevant for people managing certain health conditions affected by airborne particles and indoor air quality. PuroAir HEPA Air Purifiers are designed to help filter airborne particles such as dust, pollen, and pet dander, while activated carbon filtration helps reduce certain household odors and gases.

Truemed helps determine whether you qualify and whether supporting documentation, such as a Letter of Medical Necessity (LMN), is required.

Which PuroAir Products Are Eligible?

Explore the PuroAir HSA/FSA Eligible Collection to view eligible air purifiers and replacement HEPA filters. When choosing an air purifier model, consider the size of the room where you plan to use it and your household's air purification needs.

How to Use Your HSA or FSA Funds with Truemed

Using your healthcare dollars at PuroAir is straightforward. Truemed provides an eligibility process at checkout to help qualified customers purchase eligible products with HSA or FSA funds.

Follow these steps to get started:

Step 1: Shop eligible PuroAir products.

Visit the PuroAir HSA/FSA Eligible Collection and select an eligible air purifier or qualifying one-time replacement filter.

Step 2: Check out as a guest.

PuroAir's checkout instructions specify that you must check out as a guest to see the HSA/FSA payment option. If you're logged into your account, the option may not appear.

Step 3: Select Truemed at checkout.

Under the payment options, select Truemed. Pay with HSA/FSA to begin the eligibility process.

Step 4: Complete the eligibility process.

Follow Truemed's prompts and provide the requested information. You may need to complete a health survey and obtain a Letter of Medical Necessity, depending on your circumstances.

Step 5: Pay with your HSA or FSA card.

If approved, follow the instructions to complete your purchase using your eligible HSA or FSA payment method, allowing you to use healthcare funds without navigating the reimbursement process independently.

Important: HSA/FSA payment options are not available for subscription purchases. If you're buying replacement filters, select a qualifying one-time purchase rather than a filter subscription. 

Learn more about the PuroAir selection at Truemed.

Why Consider a PuroAir HEPA Air Purifier?

If you have eligible healthcare funds to spend, an air purifier may be a useful purchase to consider for your home. PuroAir offers models for a variety of room sizes equipped with HEPA filtration and activated carbon technology designed to help filter airborne particles, such as dust, pollen, and pet dander, while reducing household odors and gases. Whether you want to improve air quality in a bedroom or create a more comfortable living space, there is a PuroAir model tailored to your needs, and qualifying purchases made through Truemed allow you to make the most of the tax-advantaged healthcare dollars you have already set aside.

HSA vs. FSA: Which Funds Should You Use?

Although both accounts can provide tax advantages for qualifying medical expenses, their rollover rules differ.

Note: HSA and FSA eligibility for PuroAir products depends on applicable requirements and, where necessary, medical-necessity documentation. Check with PuroAir's HSA/FSA eligible collection for current product and checkout details.